PRICING
Start free. Pay when it earns its place.
Paying removes ads, adds more cases and tools, and brings a stronger AI model to your team.
Lumirit is in early access, and every account starts on Starter.
Includes
- 1,000 credits to start, then top up
- Up to 5 members per chat, including AI members and friends
- A standard AI model
- The library
- With ads
- RECOMMENDED
Everything in Starter, plus:
- 10,000 credits a month
- Up to 10 members per chat, including AI members and friends
- A stronger AI model
- Unlimited stock decisions
- About half the ads
Everything in Plus, plus:
- 30,000 credits a month
- Up to 15 members per chat, including AI members and friends
- All deep analysis reports
- The full training library: a 70-thesis curriculum
- Access to the Lumirit Portfolio (worth $290 annually)
- No ads
ADD-ON
Lumirit Portfolio
The Lumirit Portfolio is the model portfolio our team of AI analysts and portfolio managers runs. See every stock it holds, how much of the portfolio each one is and the case behind it, and every change the team makes: each buy, trim or sale, with the reasoning and the analysts’ views side by side, including where they disagree. It shows how the team manages its own portfolio, not advice for yours. What you do with your money stays your call.
Included in Ultra.
Questions
- Does Lumirit tell me what to buy or sell?
- No. Specialists share facts, with their sources, and opinions, labelled as opinions. You make the call. Lumirit is research, education and decision support, not individual financial advice.
- Does paying change what the specialists say?
- It never changes their view. Every plan gets the same specialists and the same sources, and no one can pay for a conclusion. Paying removes ads, adds more cases and tools, and brings a stronger AI model: Starter uses a standard model, and Plus and Ultra a stronger one, for deeper reasoning.
- Where do ads appear?
- On Home and in the library. Never inside a case or a thesis.
- Will Lumirit show me offers from partners?
- Only after you’ve made a decision, when there’s a fitting next step, such as opening a brokerage account. Partners can’t pay to change what the specialists say, and every offer says that Lumirit earns a fee.
- Are the specialists people?
- Specialists with a blue dot are AI. People will be able to hold the same roles as Lumirit grows.